Does my Mac have too much RAM?

I have a Mac Studio M2 Max with 38GPU and 96GB of RAM. In all the tests I've run, with every possible effect, both, while working in the program and with the final project export, I've never seen DaVinci Resolve use more than 40GB of RAM, even when the GPU is almost maxed out. From what I can see, I understand that the limitation of my Mac is actually the GPU, so those 96GB of RAM seem like they'll never be used. Is this correct? Final Cut, on the other hand, often uses even more than 60GB of RAM with some projects. I think Final Cut uses a combination of GPU, CPU, and encoder/decoder engines, while DaVinci Resolve seems to use mostly just the GPU.